Charges and Limits

Transaction Analysts India Private Limited (here in after referred as“TA”) as a Prepaid Payment Instruments Operator and RajCOMP Info Services Limited, a Government of Rajasthan Undertaking, (herein after referred as “RISL”) as co-branding partner, (here in after TA and RISL combinedly are referred as “Jan Aadhaar e-Wallet Service Provider” or “JASP”), offer Jan Aadhaar e-Wallet Services to citizens of Rajasthan.

The various charges and limits are as follows:

Load Money Charges

The following are the charges levied by Payment Gateway Service provider for Load Money through Payment Gateway:

Load Money Transaction Type	Transaction Amount	Charges
Credit Card	Per transaction	0.78% + GST
Debit Cards upto Rs 2000	Per transaction	0.32% + GST
Debit Cards above Rs 2000	Per transaction	0.76% + GST
Net Banking	Per transaction	HDFC Bank – Rs 8, SBI and Axis bank – Rs 7 Other Banks – Rs 6
UPI	Per transaction	Nil

The above charges will be debited to Customer wallet online.

Load Money Limits

• • Maximum balance that wallet a/c can hold at any point of time and maximum limit of load money per month are:

Low KYC a/c	Full KYC a/c
1. Wallet balance cannot exceed Rs 10,000/- at any time	1. Wallet balance cannot exceed **Rs 2,00,000/- at any time
2. Load Money maximum of Rs 10,000/- per month (includes from other wallet a/c also)	2. Load Money maximum of **Rs 2,00,000/- per month
3. Load Money can be done using only Net Banking, UPI, NEFT/IMPS Inward	3. Load Money can be done using Net Banking, UPI, NEFT/IMPS Inward, Credit & Debit Card

**RBI Rules and Terms & Conditions apply

Note: Please see Terms and Conditions URL : https://www.ewallet.rajasthan.gov.in for details on types of Wallet accounts.

FUND TRANSFER LIMITS (FOR TRANSFER TO OTHER Jan Aadhaar e-Wallet A/C AND IMPS TO BANK A/C)

1. • Minimum Transaction Amount to do IMPS Transfer to bank a/c is Rs 100/-. There is no such restriction for the wallet to wallet transfer.
2. • Fund transfer is not allowed to unregistered beneficiary a/c (both Jan Aadhaar Wallet a/c and Bank a/c)
3. • Maximum of 10 for Full KYC wallet are allowed to register as beneficiary accounts and there is no such restriction for Wallet accounts.
4. • Maximum limit of money transfer per day and per month is defined in the below table.

Wallet Type	Limits Per Day	Limits Per Month
Low KYC	1)Fund transfer to other wallet A/c (P2P) -Not allowed 2)Fund transfer to bank A/c (IMPS/ NEFT/ RTGS/ UPI/ etc) - Not allowed	N/A
Full KYC without PAN	Maximum Fund transfer of Rs 15,000/- per day	As per guidelines: https://incometaxindia.gov.in/Documents/Why-you-should-have-pan.htm
Full KYC with PAN (use 'profile section' to link your PAN)	Maximum Fund transfer of Rs. 50,000/- per day	As per guidelines: https://incometaxindia.gov.in/Documents/Why-you-should-have-pan.htm

Fund Transfer Charges

The following are the charges levied for the IMPS fund transfer from the wallet A/c to Bank A/c

Amount	Charges (Excluding GST)	GST
Up to Rs.1,000	Will be published soon	18%
Rs.1,001 to 25,000	Will be published soon	18%
Rs.25,001 and above	Will be published soon	18%

Other Charges

Service Type	Charges (Excluding GST)	GST
Opening of Wallet	Zero	Zero
Closing of Wallet	Zero	Zero
Activation of Wallet	Zero	Zero
Deactivation of Wallet	Zero	Zero
Bill Payments	Zero	Zero

Note: The above limits (Load Money, Fund Transfer) and charges may vary based on the directives from RBI. Any changes will be updated here from time to time.